Working With Your Insurance

   If you have been recently effected or just noticed hail damage on your vehicle, we can help! We work with all insurance companies, from the large ones you see on TV, to the small town local companies. By working with your Insurance companies directly, we can greatly reduce the wait time and ensure that your vehicle is well taken care of. We get allot of questions concerning claims and how to handle repairs, so here’s a few tips to help get started.

HAIL DAMAGE IS NOT YOUR FAULT

   It’s true. Your insurance knows that hail is an act of nature. Unlike car collisions, reporting your auto hail damage will not cause a rise in your insurance premium, especially if your insurance is comprehensive. Comprehensive coverage will usually cover cosmetic damage, such as paint, glass, and body damage. Also, depending on your insurance coverage, you may be entitled to a rental car for the duration of your hail damage repair.

WHEN TO MAKE A CLAIM?

   Make your claim as soon as possible following the hail storm! Even if you can only find a few dings, our professionals, potential buyers of your car, and insurance adjusters can often find a lot more.

HOW TO MAKE A CLAIM?


Step 1
– Report the damage to your insurance carrier

Step 2 – Get written estimates from your insurance adjuster

Step 3 – Contact Express Paintless for your repairs!

WHAT TO EXPECT?

   If your vehicle is inspected by your insurance provider outside, the glare of the sun could hide some of your dents. To get the best estimate, make sure you take lots of pictures and notes for your own records!

Hail Repair Information
DID YOU KNOW…

• Hail damage is considered a comprehensive claim, and will not make your insurance rates go up.

• Your insurance company might give you a list of vendors to choose from to get your vehicle fixed. You are not obligated to use these companies.

• We will work on your behalf with your insurance adjuster to get an accurate estimate on the hail damage on your vehicle.

• As the policy holder you have the right to choose Express Paintless to repair your vehicle.

WHAT HAPPENS IF IT’S NOT REPAIRED?

   When your car is involved in an accident -- whether it’s your fault or not -- your hail damage would be deducted from any settlement. If you have a loan outstanding on the car, you will most likely have to fix your car. Your settlement check will arrive made out to both you and your lien holder. Also you are in-breach of your contract with your lien holder if your vehicle is not repaired. This lowers the value of your automobile when selling or trade-in.

   Once you file a claim, most insurance companies are obligated to put an “un-repaired damage” restriction on your policy. This means any future claims may be denied until your hail damage is repaired.

RESALE VALUE

   Hail damage can lower the resale value of your vehicle. Paintless dent repair restores your vehicle to its original factory finish which preserves its value!

We happily work with these & All Major companies